I am a retired federal employee who entered the field of education. Currently, I instruct for LeTourneau University, Lincoln Memorial University, and NorthCentral University. My doctorates is in business which qualifies me to instruct, but it also assists me in my love for Crown Financial Ministries (www.crown.org) Helping others to use their money according to God's word is one of my goals. My wife and I demonstrate how staying out of debt can bring a person to a closer relationship with Jesus Christ. This brought me to spreading the Word in a method that fit my style, radio. Each week, I record our local sermon and broadcast it. Those who cannot attend may hear the complete sermon without interruption conveniently.